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Insuring Today. Securing Tomorrow.

Employee Benefits

Your business relies upon good employees. And a solid employee benefits package goes a long way toward keeping them productive, happy and healthy – and recruiting qualified candidates. HMS agents and brokers specialize in designing and implementing fully insured group health, group life, dental, disability programs and partially self-funded benefit programs.

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Employee Benefits

Our employee benefits plans include the following types of coverage:

  • Group Medical, Dental & Vision
  • Medicare
    We do not offer every plan available in your area. Currently we represent 7 organizations which offer 46 plans/products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
  • Group Life
  • Group Disability
  • Flexible Spending Plans
  • Premium Only Plan/Wrap Doc (required ERISA document)
  • Consulting Services
  • Health Savings Accounts (HSA)
  • Voluntary Payroll Deduction Plans
  • Employee Benefit Statements
  • Health Reimbursement Accounts (HRA)
  • Telemedicine
  • HR Services including HRIS (Human Resources Information System)
  • COBRA
  • Worldwide Travel Medical Insurance
    - US Citizens Traveling Abroad
    - Travel Medical Insurance for Non-US Citizens
    - Students Studying Abroad

Some of the top rated Insurance Companies we represent include: