HMS provides comprehensive insurance planning for you, your family and your possessions – and the peace of mind that comes with knowing you’re protected. We’ll help you secure the appropriate level of protection specific to your needs, lifestyle and finances – from your home to your automobile, boat and other important possessions.
Our personal insurance plans include the following types of coverage:
- Umbrella Liability
- Recreational Vehicles
- Life Insurance
- Disability Insurance
- Long Term Care
- Pet Insurance
- Medicare Plans
- We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.
New York Defensive Driving Online Course
Our New York Defensive Driving Course is approved by the NYS DMV for point and insurance reduction. This online defensive driving provides you with the techniques and knowledge to keep you safe while driving on the roads. While the goal is to minimize the risks associated with operating a motor vehicle, the insurance and traffic ticket benefits are substantial. Once you complete your course, you will receive a mandatory 10% insurance reduction for 3 years. This course also allows you to reduce up to 4 points from your driving record. Register now.