CONTACT US  

INSURING TODAY. SECURING TOMORROW.

International Medical Insurance

 

International Insurance Plans

 International Medical Group (IMG) Logo

Welcome to IMG®'s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Review Coverage" link associated with each product. Once you have determined which plan best fits your needs, click on the "Buy ..." link and you can complete the simple and easy-to-follow application.

Coverage for individuals, families & groups worldwide

Patriot Travel Medical Insurance®

Individual & family (5 days up to 2 years coverage)

Patriot Travel Medical Insurance(R) brochure and application

Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.

There are two plans available: Patriot InternationalSM provides coverage for U.S. citizens traveling outside the U.S., and Patriot AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.

Quote/Buy Individual Insurance | Quote/Buy Group Insurance | Review Patriot Travel Coverage

Patriot Multi-Trip® Travel Medical Insurance

Travelers who travel several time a year(annual coverage)

Patriot Multi-trip Travel Medical Insurance Brochure And Application

Patriot Multi-Trip is designed for people that take multiple trips throughout the year outside their home country. The plan provides coverage up to 45 days in length for each trip. It offers the ease and convenience of purchasing a single annual plan at an affordable premium.

Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country. Both provide coverage for the traveler, his or her spouse and children for each trip taken during a period of 12 months.

Buy Multi-Trip Insurance | Buy Group Multi-Trip Insurance | Review Patriot Multi-Trip Travel Medical Insurance Coverage

Global Medical Insurance®

Individual & family – Flexible long-term annually renewable plan.

Global Medical Medical Insurance Brochure And Application

Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.

GMI offers the flexibility to select from an assortment of four unique benefit plan options – Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.

Quote/Buy Global Medical Medical Insurance | Download an Application | Review the Benefits

Coverage for groups & large families worldwide

GEOSM Group

Groups of two or more members - Long-term annually renewable employer sponsored group insurance.

Patriot Group Travel Medical Insurance(SM) brochure and application

GEO Group is a comprehensive, yet cost-effective plan tailored specifically for employers who need international group medical coverage for their employees around the globe. This program offers four base plan options with a wide range of benefits that can be customized to suit an employer’s specifications.

This program can provide medical, dental, life, daily indemnity, and disability income benefits for employees and their families.

Request a Propsal for Employers Insurance
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition. This brochure contains many of the valuable trademarks, names, titles, logos, images, designs, copyrights and other proprietary materials owned and registered and used by of International Medical Group, Inc. and its representatives throughout the world. © 2007-2016 International Medical Group, Inc. All rights reserved.



  • “We feel very fortunate to have our health insurance with Amy LaCroix and the HMS Agency. Annual changes in coverage and costs are clearly explained and at a competitive rate. Most of all, on the occasions when we’ve needed someone to go to bat with us over a reimbursement with a health care provider, Amy has consistently provided service above and beyond. We would recommend her and her agency without hesitation.” Mitchell Eil, Best Way to Buy

  • “Having had to purchase health insurance and other coverage as a sole proprietor for decades, I can say unequivocally that Michele Seddon is the most industrious, honest and caring professional I've ever had the pleasure to do business with. Michele immediately and consistently took my needs and concerns to heart, and matched them with deep knowledge of industry trends, coverage options, and what might be on the horizon. Combine that with a wonderful personality and you have a person who can actually make a difficult chore seem pleasurable and stress-free.”Chris Vasan

  • “I want to thank you for being so knowledgeable about my insurance options as a new member of Medicare insurance. I was overwhelmed with a plethora of information regarding Medicare and its many restrictions (or as you put it, “options”). I am a physician and you simplified it for me. I can only imagine how difficult and stressful it can be for those who are not physicians. My husband, who is also a physician, and I have decided that we will refer our Medicare eligible patients to you so that they can understand the options available to them. Thank you for your clarity and depth of knowledge. It was greatly appreciated.”Jeanette F. Thornton, MD

  • “I have been doing business with HMS Agency for over a decade. I have always found their customer service to be prompt, knowledgeable and professional. I also appreciate the fact that HMS has the ability to get quotes from multiple companies. I feel confident that I'm getting high quality insurance coverage at a fair price."John Whalen, Whalen Automotive

  • “As a business owner, having insurance is a must. The staff at HMS Agency has handled my policies for over a decade and has always gone above and beyond for my insurance needs. Steve Mather's expertise is an asset to my business and employees."Kevin Hube, Telesys Telecommunication, Inc.

  • “For over two decades we have relied on HMS Agency to help us successfully navigate the complicated waters of the health insurance industry. Early on we recognized that no one on our staff at Schwartz Family Dentistry had the time to become health insurance experts so we turned to HMS Agency for professional guidance. Moving forward, navigating the health insurance world has become more and more complicated. Our staff now pays a portion of their medical insurance premiums and HMS Agency has helped us to involve them in selecting the best possible plan balancing needs with affordability. I simply do not know what we would do without their top-notch service. Knowing that we can trust HMS Agency to provide us with the knowledge we need to manage this issue allows us to continue focusing 100% on our expertise, which is providing quality services to our patients."Cynde Schwartz, General Manager, Kenneth D. Schwartz, DDS, P.C.

  • “HMS Agency has kept us on the leading edge of Health Care, giving us the opportunity to retain and hire quality employees. Their extensive knowledge and involvement with Health Care providers has been a great asset to Mobile Air Transport, educating and assisting us in the decision making process to give our employees the best possible benefits while keeping us within budget. As a liaison between us and our insurance providers, HMS Agency can be viewed as an extension of our Human Resources Department, consistently interacting with management and staff to maintain quality service to all our employees. I can honestly say that HMS Agency has been an integral part of our employee retention."John J. Ingemie, Chief Executive Officer, Mobile Air Transport, Inc.

  • “Over the years, we have had to use and interact with many insurance agents/companies. I have to tell you that your people are the most responsible, professional individuals that we have ever dealt with. You run/have a first class operation, and you should be very proud of that. Our only regret is that we were not aware of your agency sooner."John and Bette Madej