Our Team
Our insurance professionals live and work in New York’s Capital Region. We’re part of this vital community and are committed to the health and prosperity of its businesses and its people.
Agent/Broker and Principal
Lori Anne brings more than 35 years of experience in the employee benefits field. She is a licensed accident, life, and health agent, as well as a property and casualty broker, and holds a bachelor’s degree in business administration from St. Bonaventure University. She has served as chairman of the Capital Region Chamber of Commerce Business Referral Group #1 and is an associate member of the Small Business Strategic Alliance, as well as an active member of the National Association of Healthcare Underwriters and the Women Presidents Organization.
Committed to both professional excellence and community involvement, Lori Anne holds the Group Benefit Associate (GBA) designation and is currently pursuing her CEBS employee benefits certification. She also serves on the boards of the Ellis Hospital Foundation and Girls on the Run of the Capital Region. Outside of work, she enjoys exercising, golfing, skiing, and spending time with her family in Lake George.
Something someone might be surprised to learn about me.
When I was 12, I loved playing guitar with a close friend of mine who had Cystic Fibrosis. We shared a special connection through John Denver’s music. After she passed away, I honored her by playing and singing at her funeral.
I am happiest when…
I’m at Lake George at any time of year. Whether it’s snowshoeing in the winter, hiking in the fall, or soaking up the sun in the summer, being there always makes me happiest.
If I was in a band, it would be…
REO Speedwagon, especially since I once had the incredible experience of joining them on stage to sing “Roll with the Changes.” …Keep on rollin’…
518-690-0360 Ext. 107
Agent/Broker and Principal
Michele began her career in employee benefits insurance after gaining a strong foundation in human resources at a large insurance company. She holds her life, accident, and health agent license as well as her broker’s license. At HMS, Michele guides clients through the ever-evolving health insurance and employee benefits landscape with clarity and care.
She earned her bachelor’s degree in English from the State University of New York at Cortland. Outside of work, Michele enjoys golfing, skiing, walking, and spending quality time with her friends and family.
Something someone might be surprised to learn about me.
That I am shy. Being in sales and leadership positions in my business I think that may surprise some people. But many times, in life you have push through those insecurities that could limit your potential and ability to succeed.
Dream Vacation or Best Vacation
I’ve made it a tradition to take a dream vacation each year. Some of my favorites so far have been the Amalfi Coast, Ireland, Napa Valley, the Grand Canyon, and Portugal!
First Concert
I saw Queen at the Glens Falls Civic Center. Low and behold my husband was there too, but we didn’t meet each other until years later.
518-690-0360 Ext. 110
Agent/Broker and Principal
William has worked in the insurance industry for more than 35 years, beginning his career in claims and risk management. As an HMS principal, he is licensed in property and casualty insurance and holds an Associate in Risk Management designation. He entered the industry after earning a bachelor’s degree in business administration from St. Bonaventure University.
Bill is active in the Malta and Ballston Spa communities. In his free time, he enjoys golfing, skiing, and cheering for his beloved Red Sox.
I am happiest when…
I’m spending time with my family, not only my wife and kids, but also my extended family, whom I’m fortunate to work with every day.
Something I am proud of
Founding HMS Agency from the ground up as a young adult alongside my siblings and father.
Best Vacation
A family trip to Europe, where we visited a restaurant in London that had been in my wife’s family generations ago.
518-690-0360 Ext. 123
Agent/Broker and Principal
Stephen has more than 30 years of experience in the insurance industry. He holds a bachelor’s degree in business administration from St. Bonaventure University and is licensed in property, casualty, and life insurance. Active in the community, Stephen serves on the Board of the Colonie Chamber of Commerce and is a member of the Entrepreneurs’ Organization, a global network of business owners.
A devoted Red Sox and Patriots fan, he also enjoys golfing, running, skiing, and spending time with his family.
I am happiest when…
I’m at Lake George in the summer with my family—boating, skiing, golfing, or simply reading a book by the water. There’s nothing like it.
Favorite song of all time
“Backwards Down the Number Line” by Phish. It’s an uplifting song about lifelong friendship and features an incredible guitar solo.
Favorite Sports Team
The Boston Red Sox are my favorite sports team. I grew up a Red Sox fan thanks to my father, and I’ve continued the tradition with my own family. Our trips to Fenway Park are among the most special and enjoyable moments of my life.
518-690-0360 Ext. 112
Benefit Department Manager
Something someone might be surprised to learn about me
I took vocal lessons for 10 years.
Something I am proud of
My daughter and my granddaughters.
A quote or motto I try to live by
Treat others the way you want to be treated.
518-690-0360 Ext. 102
Benefit Account Manager
Dream Vacation or Best Vacation
The Greek Islands.
Something I am proud of
My children—hands down!
Best piece of advice I’ve ever received
“Never assume anything.” This came from my first boss, Bob Marini Sr. (RIP).
518-690-0360 Ext. 201
Benefit Analyst
Best Vacation
My trip to the Grand Canyon. I was able to take some amazing photos!
Hidden Talent
I can read and write some German, which I studied through high school and into college.
Favorite ’80s or ’90s Movie
The Goonies! A highly quotable movie with unforgettable scenes.
518-690-0360 Ext. 122
Commercial Lines Manager
Something that makes me laugh every time
Maybe not every single time, but most days my husband makes me laugh.
Best piece of advice I’ve ever received
Never rely on other people—rely on yourself.
If you could have dinner with anyone, dead or alive, who would it be?
My sister. She passed away when I was only a year old, so I would love to have a dinner with her that I could remember.
518-690-0360 Ext. 109
Personal Lines Manager
Favorite thing to do on the weekend
I love spending time with my wife and daughter. We especially enjoy movie nights, complete with all the snacks.
I am happiest when…
I’m traveling or on vacation with my family, disconnecting from everything and fully living in the moment.
What I wanted to be when I grew up
As a kid, I was constantly involved in sports and truly believed I would grow up to be a professional athlete.
518-690-0360 Ext. 117
Personal Lines - Customer Service Representative
Something someone might be surprised to learn about me
According to my Amazon Kindle, I read hundreds of books each year.
I am happiest when…
I’m cuddled up with my dog in a comfy spot, reading a good book. Bonus points if it’s a cold, snowy winter day or a gentle rainstorm.
Something I can’t live without
Books, dogs, and family - the things that bring me comfort, joy, and a sense of home.
518-690-0360 Ext. 120
Personal Lines - Customer Service Representative
Favorite Vacation
My favorite vacation was a trip to the Grand Canyon. This was the farthest I’ve ever been from home, which was a big change for me on its own. But spending time with my family in such an exciting and breathtaking place made it unforgettable. I’ve never considered myself much of a hiker, but the views of the Grand Canyon inspired me to get into the hobby, and I plan to keep it up!
Favorite Movie
My all-time favorite movie is Die Hard. There’s just something about John McClane that sets him apart from other movie characters. I watch it at least once a year especially at Christmas because it is absolutely a Christmas movie.
Favorite Sports Team
My favorite team is the NY Giants. You can tell a lot about a man from the team he roots for. I like to think my loyalty to the Giants shows my dedication: willing to endure years of frustration yet still gearing up for every game like it’s the Super Bowl. Their championship wins during my childhood are memories I’ll never forget.
518-690-0360 Ext. 121
Accounting Manager
A quote or motto I try to live by
“The happiest people don’t have the best of everything; they make the best of everything.” It’s a simple reminder to focus on gratitude and perspective, no matter the circumstances.
Favorite Sports Team
My favorite team is the Red Sox. When your dad is from Massachusetts, that’s really the only baseball team you’re allowed to root for, and I’ve embraced it wholeheartedly.
Favorite Movie
My favorite movie is Vacation. It reminds me of my own family and all the silly moments that tend to happen on a family trip, which is probably why it makes me laugh every time.
518-690-0360 Ext. 108
Consultant
Something someone might be surprised to learn about me
I grew up camping in the Adirondacks — in actual tents! It definitely gave me an early appreciation for the outdoors.
Something you are really proud of
I’m especially proud of my years of flute playing, which was a meaningful and rewarding part of my life.
The most spontaneous thing you’ve ever done
I once jumped off someone’s roof into their pool, definitely one of my more impulsive moments!
518-690-0360 Ext. 119