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Employee Benefits


Our firm is dedicated to customer service and the development of innovative solutions specific to clients' needs. We specialize in our design and implementation of fully insured group health, dental, group life and disability programs. We are also instrumental in helping our clients analyze the suitability of partially self-funded benefit programs.

We offer specialized Employee Benefits plans that include the following coverages:
 
 
  • Group Medical & Dental
  • Group Life
  • Group Disability
  • Flexible Spending Plans
  • Consulting Services
  • Health Savings Accounts (HSA)

    • Voluntary Payroll Deduction Plans
    • Employee Benefit Statements
    • Pension
    • 401(K)
    • Annuities
    • Health Reimbursement Accounts (HRA)

    Some of the top rated Insurance Companies we represent include:
     

    CDPHP
    500 Patroon Creek Blvd.
    Albany, NY 12206

    AFLAC
    19 Aviation Rd.
    Albany, NY 12205
    MVP Health Care
    625 State St.
    Schenectady, NY 12305



    Blue Shield of Northeastern New York
    30 Century Hill Drive
    Latham, NY 12212
    Empire BlueCross BlueShield
    11 Corporate Woods Blvd.
    Albany, NY 12211
    Guardian
    29 British American Blvd., 2nd Fl.
    Latham, NY 12110



    AIG (US Life)
    83 Wooster Heights Rd., 3rd Fl.
    Danbury, CT 06810
    Ameritas Life Insurance
    400 Rella Blvd., Ste 304
    Suffern, NY 10901
    Assurant
    308 Maltbie St., Ste 200
    Syracuse, NY 13204



    SSA/Univera
    107 Prospect St.
    Schoharie, NY 12157
    First Rehabilitation Life Ins.
    600 Northern Blvd., Ste 310
    Great Neck, NY 11021
    UNUM
    100 Northfield Dr., 2nd Fl.
    Windsor, CT 06095



    Perfect Health
    PO Box 140724
    Staten Island, NY 10314
    Genworth Financial
    175 Addison Rd.
    Windsor, CT 06095
     
    Sun Life
    175 Addison Rd.
    Windsor, CT 06095



    MetLife
    PO Box 804466
    Kansas City, MO 64180
    Aetna
    The Power Buildings
    16 W. Main St., Ste 707
    Rochester, NY 14614
    United Healthcare/Oxford
    5015 Campuswood Dr., Ste 303
    E. Syracuse, NY 13057



    GHI and GHI HMO
    80 Wolf Rd.
    Albany, NY 12205
    Colonial
    PO Box 1365
    Columbia, SC 29202
    The Hartford
    20 Corporate Woods Blvd.
    Albany, NY 12211



           
     
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